Changes to pensions, wages, taxes and benefits in 2020
As things stand there are at least 20 major changes planned for next year - affecting everything from the price of a flight to overdrafts, benefits and pensions.
The new rules will see people pay less National Insurance, but more council tax.
Benefits are rising, while tax breaks are taken from landlords - and while the state pension is up, free TV licences are being taken away.
There are also new rights coming affecting bank accounts and broadband - as well as a new £20 note .
Oh - and all that's before we even get to Brexit and its accompanying 50ps.
Hargreaves Lansdown personal finance analyst Sarah Coles said: “2020 should finally see all sorts of things we’ve been waiting interminably for - from an increase in benefits, to a pause in state pension age rises....










