How do you apply for your first credit card
I'm a student applying for my first ever credit card in a bid to improve my credit score.
I've lived at multiple addresses over the past few years, but consider my parents home my permanent address, even though I'm at university for six months of the year now.
How should I fill in my application? Should I use my home address or university address, and what do I do when the application asks for my household income and rental payments?
George Nixon, This is Money, replies: Your first time applying for credit is often a peculiar catch-22.
This is because lenders tend to use your previous credit history when determining whether or not to lend you credit, and in order to get a good credit history you must demonstrate you are a creditworthy borrower.
But the sooner you...