Sunday, April 14

Day: December 6, 2019

How do you apply for your first credit card
Featured, United Kingdom

How do you apply for your first credit card

    I'm a student applying for my first ever credit card in a bid to improve my credit score. I've lived at multiple addresses over the past few years, but consider my parents home my permanent address, even though I'm at university for six months of the year now. How should I fill in my application? Should I use my home address or university address, and what do I do when the application asks for my household income and rental payments? George Nixon, This is Money, replies: Your first time applying for credit is often a peculiar catch-22. This is because lenders tend to use your previous credit history when determining whether or not to lend you credit, and in order to get a good credit history you must demonstrate you are a creditworthy borrower. But the sooner you...
Analysis: Why bombshell Brexit leak is damning
Featured, United Kingdom

Analysis: Why bombshell Brexit leak is damning

    Boris Johnson has this lunchtime rejected the claims contained in a new leaked Treasury analysis of the impact on Northern Ireland of his new Brexit deal. In characteristic Mr Johnson style, he also admitted he hasn't read it. Notwithstanding those two things, the new leak of an internal government presentation from Labour may be the most significant document to enter the public domain during this campaign, and perhaps the most important leak since Yellowhammer no deal planning documents even if it does not change a single result in next week's election. The most controversial element of the prime minister's revised Brexit deal, struck in mid-October, relates to Northern Ireland. This leaves Ulster tied closer to the rest of the European Union than the rest of the ...